What Does the

Virtual Assistant Insurance Program Cover?

Professional Indemnity

Public Liability

Cyber Insurance

Professional Indemnity.

Protection for professionals providing advice and services.

Professional Indemnity Insurance protects you and your business against claims for alleged negligence or breach of duty arising from an act, error, or omission in the performance of your professional services.

What’s Covered?

Ex. If you fail to submit client paperwork in time.

Ex. If you accidentally leak a client’s personal information.

Ex. If you accidentally breach copywrite or trademarks.

Ex. If a client claims an email you wrote and sent damaged their reputation.

We help you cover the costs of marketing professionals.

Ex. If you accidentally lose important client documents.

We cover all previous client work if you have been continuously insured.

We cover the legal costs associated with all claims.

Insurance Tailored for Virtual Assistants

As a Virtual Assistant, you are a master of chaos, solving problems and bringing peace of mind to your clients. But who gives you the peace of mind of knowing that you and your business are protected? We understand that your industry is fast-paced and unique in its delivery of services which is why we have created an insurance program tailored specifically for the needs of Virtual Assistants.

Public Liability.

Protection against accidents and injuries or property damage.

Even when care is taken, accidents can happen. Public Liability insurance is designed to provide cover for:

What’s Covered?

We cover the legal & defence costs associated with all covered claims.

Ex. If your computer cord causes a client to accidentally trip and injure themselves.

Ex. Accidental lose / damage of products trusted to your care by a client.

Your employees are covered for any public liability claims

Ex. If you attend a site meeting and accidentally damage your client’s property, like a computer.

Cyber Insurance.

Protection against technology and online security breaches and viruses.

Cyber insurance helps an organisation pay for any financial losses it may incur in the event of a cyberattack or data breach. It also helps them cover any costs related to the emediation process, such as paying for the investigation, crisis communication, legal services, and refunds to customers.

What’s Covered?

We cover the legal costs associated with all claims.

Ex. You have to notify clients, suppliers, or others who have been affected by the breach.

Ex. You have to contact an IT specialist to restore or recreate any lost data.

Ex. You have to pay a ransom to hackers or recover financial loss as a result of theft.

Ex. If a client sues you for privacy breach after the incident

We help you cover the costs of marketing professionals.

Ex. You are found responsible for failing to meet data security standards and receive a fine.

Is This Insurance Program Right For You?

This program may be right for you if you perform a combination of the activities below for your clients:

  • General administration
  • Mail and email management
  • Formatting documents
  • Proofreading/editing documents
  • Appointment setting & diary management
  • Data-entry
  • Answer phones
  • Secretariat support for NFP organisations
  • Manage databases
  • Telemarketing
  • Social media management
  • Minute taking and transcriptions
  • Event and meeting management
  • Marketing support
  • Travel bookings

Ready to Go or Have Questions?

If you think this policy could be the right fit for your business needs or if you have some questions, get in touch with our friendly team for a non-obligation chat.

Cyber Insurance.

We believe that insurance should fit the business, not the other way around.

At Oracle Insurance Brokers, our first step is to understand your business and its unique needs. Our mission is to help business owners find the right policy for them, tailored to their goals and with business growth in mind. Through our team’s vast experience, we understand the insurance industry, so we can ensure your insurance policy responds in your best interest. We are dedicated to getting to know you and your business personally to properly protect your business and mitigate your occupational risks from the start. You can count on us to provide the personalised service and coverage you need to safeguard your business’s success.